Month: June 2018

Is it too early to be thinking about Birthday?

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Even though we are still a few months away from birthday, it is never too early to think about saving for the holiday, a time of the month which often proves to be hectic in on peoples stress levels – and their wallets!

There are many ways you can save for the birthday season without limiting what fun you can have right now. One way of saving is by setting up a savings account. With a savings account the money will be diverted from your bank account without you ever seeing it, thus saving you from the temptation of spending it! If you deposit as little as just £10 in to a savings account by the time the birthday shop comes around you will have £60 at your disposal for friends and family. Obviously, if you wish to spend more you can just deposit a bigger amount each month in to your savings account.

Another method of saving money – although maybe less popular! – is to cut down on how much you spend on a night out. Just cutting back on one drink a time, saving you a couple of quid a week will soon add to a big windfall when it comes around to getting in the birthday shop on all the food and presents which are needed for that time of the year. A similar suggestion for this method is that at the end of each night put all the change you have accumulated through the night in to a “Birthday Fund” jar and leave it untouched.

Arguably the best way to save for the birthday season is to actually buy the presents now, meaning you can kick back and relax in the knowledge that you have already got your birthday list sorted. Most shops will have summer clearout deals as they await new stock for the months ahead which means that everything will be cheaper. Buying now also takes out the hassle and stress of having to trawl through crowded shops at the last minute to discover what you intended to buy may have already sold out.

Summer with!

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After months and months of wind, rain and snow we are finally entering the summer months and we will soon be enjoying the heat wave that comes with it. Summer is arguably the best time of the year, with the sun, warm weather and the chance to spend more time out in the open socialising it’s almost impossible to not be in a good mood in this season.

Now that summer is here we can all begin to disperse to the beaches to soak up the sun and top up our tans; socialise late in to the night with friends and family at gatherings and barbecues, and we can now begin to buy summer clothes and put away the coats, scarves and jumpers that we’ve been forced in to wearing throughout the cold snap.

Don’t be worried about the burden that your finances may be stretched during these months as will still be around to supply you with a financial top up if your funds run low until your next payday. With short term loans ranging from $100-$3000 you can be safe in the knowledge that you’ll be able to pay any expenses that occur during these crazy next few months basked in the sun! However, we do stress that you should not see as a long-term solution to your finances. hopes you enjoy your summer!

Categories: loans summer

Top Five Ways to Save and Pay for Your Summer Holiday 2018 in USA

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We all enjoy going on holiday, but we all know how hard it can be to afford to pay for the holiday. Here at we offer five of the best ways to save and pay for your dream holiday.

1.Book your holiday early…

Booking your holiday early is a great way to save money, as it allows flexibility in your choice of flight and you get the first pick of the cheapest seats. Most travel agents suggest booking your flight up to 11 months before your intended travel destination to be the most cost effective and it also ensures your place on the flight.

2.… Or book your holiday late

Alternatively, booking late is also a good way to save money. With flight dates approaching and seats left unsold most airline providers will slash their prices in the hope of selling out. Your choice of destination may be a bit restricted with this method but if you’re not that bothered about where you go this is a good option to consider.

3.Let the current economic climate dictate your place of travel

With the economy still fragile seeing where your money will be most valuable is a smart way of choosing your holiday destination. The Dollar is performing well against the Pound so trips to UK will be cheaper than usual and will give you more spending money. On the other hand, the Dollar is performing weakly against the Euro at the moment so trips to mainland Europe will be costlier.

4.Set up a Savings Account

For those of you where saving isn’t a strong suit setting up a savings account is a sure-fire way of financing your holiday. By setting up a direct debit account to divert a portion of your wages every month in to a savings account you can sit back and watch your holiday fund grow. This method does require some self-restraint to stop dipping in to the account but this is an easy method of saving money.

5.Stay at home

A truly cost effective way of saving for your summer holiday is to not go abroad, cutting out the costs of travel insurance, booking holidays, and booking flights. Travelling around the country to the many coastal resorts around the USA may appeal to you.

Categories: holiday tips to save